“I worked with Marcia on implementing RTP Send with my bank and she was an integral part of us completing that project on time without open exceptions. She provided a clear roadmap, exceptional partner meetings, and provided excellent feedback. Her knowledge and direct connections with The Clearing House were game changers – we couldn’t have done it without her!."

Tara Campbell, EVP & Chief Operating Officer , Bank

Enable Instant Payments Send with Confidence

A risk‑first framework for banks and credit unions moving beyond receive‑only participation

Learn about the framework

We help senior leaders transition from receive‑only participation to outbound instant‑payments send by aligning risk, operations and strategy so your institution can enable these rails safely and unlock new, sustainable revenue opportunities.

Explore how we can help

Why SAFE™ to SEND™ Matters

Banks and credit unions are under pressure to enable instant‑payments send, but uncertainty around risk and complexity often stalls progress. SAFE™ to SEND™ resolves this tension by marrying risk clarity with monetization. Here’s what you gain:

Decide with Confidence: Assess settlement, authentication, fraud, and economic exposures holistically so you can advance send enablement without surprises.
Unlock New Revenue: Build monetization pathways that align with customer needs and strategic goals, turning send‑readiness into sustainable growth.
Simplify Operations: Orchestrate multiple rails and adopt ISO 20022 to streamline processes and improve data quality.
Protect Trust: Deploy AI‑driven controls to detect fraud in real time and reconcile accounts instantly, safeguarding your institution and customers.
Prepare for Tomorrow: Position your business to adapt quickly to emerging payment rails, regulatory changes, and market shifts.

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SAFE™ to SEND™: Turning Risk Clarity Into Monetization

SAFE™ to SEND™ is our proprietary, risk‑first framework for moving institutions from receive‑only to profitable send. It aligns settlement, authentication, fraud, and economics readiness with monetization pathways and multi‑rail strategy, so you can enable instant payments send safely and at scale.

SAFE™

Risk Clarity

Evaluate Settlement, Authentication, Fraud, and Economics to understand your send‑readiness and control gaps

SEND™

Monetization

Pathways

Confidence

Strategize, Explore, Navigate, and Design your revenue models to translate readiness into growth.

Multi‑Rail Orchestration

& ISO 20022

Seamlessly integrate multiple payment rails and leverage ISO 20022 data to future‑proof your operations.

AI-Enabled