Emerging Payments

The Financial Rosetta Stone: Unlocking the Power of ISO20022 in Payments

Marcia Klingensmith

Oct 53 min read

The Financial Rosetta Stone: Unlocking the Power of ISO20022 in Payments

ISO20022: The Financial Rosetta Stone revolutionizing payments. Standardization unlocks efficiency, reduces costs, and enables innovation.

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From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case

Marcia Klingensmith

Jul 144 min read

From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case

Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.

21 views0 comments

Why Instant Payments Matter: The Shift Towards Real-Time Finance

Marcia Klingensmith

Jun 303 min read

Why Instant Payments Matter: The Shift Towards Real-Time Finance

Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP

13 views0 comments

Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence

Marcia Klingensmith

May 313 min read

Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence

Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven

12 views0 comments

The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective

Marcia Klingensmith

May 293 min read

The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective

The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?

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Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing

Marcia Klingensmith

May 273 min read

Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing

Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven

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Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations

Marcia Klingensmith

May 4, 20232 min read

Unleashing the Power of Instant Payments: Boosting Cash Flow and Meeting Customer Expectations

In this article, we delve into the world of instant payments and explore how small to mid-size financial institutions can benefit from...

21 views0 comments

Marcia Klingensmith

Jan 24, 20234 min read

Real-Time Payments Consumer Use Cases

Overview of trends driving the need for real-time payments and common use cases where real-time payments is used today.

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What is Instant Payments (is it the same as real-time payments?)

Marcia Klingensmith

Jan 16, 20233 min read

What is Instant Payments (is it the same as real-time payments?)

A brief overview of Real-time payments, faster payments, and instant payments. Also discusses the key network rails TCH and the Fed.

78 views0 comments

Marcia Klingensmith

Jan 16, 20231 min read

Instant Payments: A 5-part series

Introduction to a 5 part series on real-time payments and instant payments.

19 views0 comments

MK FinTech Consultant predictions for 2023

Marcia Klingensmith

Dec 26, 20226 min read

MK FinTech Consultant predictions for 2023

As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...

14 views0 comments

Increasing sales revenue through management of Cross-Border Payments in age of Covid

Marcia Klingensmith

Aug 18, 20213 min read

Increasing sales revenue through management of Cross-Border Payments in age of Covid

During covid we've seen an explosive growth B2B and B2C business. Organizations that may have done the bulk of their business face to...

20 views0 comments

Friend or Foe? Universal currency may be a lot closer than you think!

Marcia Klingensmith

Jun 20, 20195 min read

Friend or Foe? Universal currency may be a lot closer than you think!

Friend or foe? Plans for launch of global digital currency Libra, could disrupt payment ecosystem, but enable benefit millions of unbanked.

19 views0 comments

Marcia Klingensmith

Apr 21, 20194 min read

Touch Points on Contactless Payments

Contactless methods of payments, such as mobile wallets and tap and pay cards are growing in popularity due to their convenience and...

15 views0 comments

"Instant Payments Maven"

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marcia@fintech-consultant.com