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"Instant Payments Maven"
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The Hidden Cost Savings of Instant Payments: How Banks Are Automating for Profit
💡 Instant payments aren’t just faster—they cut costs, reduce fraud, & drive revenue. Stop the misconceptions & start optimizing! 🚀 #Instan
Marcia Klingensmith
Feb 153 min read
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Modernizing Payments: A Step-by-Step Guide to Instant Payments Integration
Ready to unlock the power of instant payments? This guide will help you navigate the journey. Â
#InstantPayments #FinTech
Marcia Klingensmith
Dec 10, 20243 min read
6 views
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Europe's Race to Real-Time: Seizing the SEPA Instant Opportunity
SEPA Instant Credit Transfer deadlines loom! Is your institution ready? Learn how to seize this opportunity. #InstantPayments #SEPA #FinTech
Marcia Klingensmith
Nov 17, 20243 min read
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The Financial Rosetta Stone: Unlocking the Power of ISO20022 in Payments
ISO20022: The Financial Rosetta Stone revolutionizing payments. Standardization unlocks efficiency, reduces costs, and enables innovation.
Marcia Klingensmith
Oct 5, 20243 min read
6 views
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From Vision to Action: Unlocking the Power of Instant Payments with a Compelling Business Case
Build a compelling business case for instant payments. Increase revenue, reduce costs, and enhance customer satisfaction.
Marcia Klingensmith
Jul 14, 20244 min read
23 views
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Why Instant Payments Matter: The Shift Towards Real-Time Finance
Gain a competitive edge with instant payments. Unlock the potential for growth and customer loyalty. #InstantPaymentsMaven #FedNow #RTP
Marcia Klingensmith
Jun 30, 20243 min read
15 views
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Beyond Speed: Unlocking Strategic Applications of Instant Payments for Operational Excellence
Facing pressure to optimize, manage risk, and adapt? Instant payments offer a solution for financial leaders. #instantpaymentsmaven
Marcia Klingensmith
May 31, 20243 min read
13 views
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The Buzz Around Elon Musk's X P2P Payments: The Instant Payments Maven's Perspective
The current P2P market is already meeting consumer needs. So, what additional value proposition does X bring to the table?
Marcia Klingensmith
May 29, 20243 min read
19 views
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Elon Musk's X and the Instant Payments Opportunity: A Fintech Musing
Musk's X ventures into instant P2P payments, creating challenges & opportunities for banks. Collaborate or compete? #instantpaymentsmaven
Marcia Klingensmith
May 27, 20243 min read
3 views
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Don’t get left behind: Mastering your Instant Payments Strategy
I was recently asked for my insights to common pitfalls or overlooked aspects that financial institutions might encounter when developing...
Marcia Klingensmith
Mar 31, 20242 min read
21 views
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Real Time Payments: Redefining Claim Settlement for Insurance Companies
In the fast-paced world of insurance, customer satisfaction hinges on speed and convenience. Gone are the days of paper checks and...
Marcia Klingensmith
Feb 23, 20242 min read
11 views
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Getting Started with Instant Payments: Navigating Operational Impacts for Financial Institutions
By approaching real-time payments implementation strategically, financial institutions can stay ahead while meeting customer needs.
Marcia Klingensmith
Jul 30, 20233 min read
16 views
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MK FinTech Consultant predictions for 2023
As 2022 rolls to a close, we turn our eyes to the New Year and try to prepare for 2023. Based on my experiences and observations, these...
Marcia Klingensmith
Dec 26, 20226 min read
14 views
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Open Banking vs Banking-as-a-Service
If you aren't too close to this space, you may have a little confusion about what the difference is between Open Banking and...
Marcia Klingensmith
Feb 2, 20223 min read
46 views
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Friend or Foe? Universal currency may be a lot closer than you think!
Friend or foe? Plans for launch of global digital currency Libra, could disrupt payment ecosystem, but enable benefit millions of unbanked.
Marcia Klingensmith
Jun 20, 20195 min read
20 views
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Touch Points on Contactless Payments
Contactless methods of payments, such as mobile wallets and tap and pay cards are growing in popularity due to their convenience and...
Marcia Klingensmith
Apr 21, 20194 min read
15 views
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FinTechs maximize growth potential through regulatory compliance
As we all know, the payment landscape is changing rapidly. Neo-banks, alternative lending companies, and fintech companies are...
Marcia Klingensmith
Apr 21, 20192 min read
5 views
0 comments


Recognizing and Capitalizing on the Stages of Innovation
The hype cycle was created by Gartner in 1995, and models the lifecycle of innovation across an industry. There are different version s...
Marcia Klingensmith
Apr 22, 20173 min read
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